Aircraft insurance - also known as aircraft hull and liability insurance - provides cover for the risks associated with flying.
Whether you own a light aircraft, operate a commercial fleet, or something in between, our insurance policies have you covered. Depending on your level of insurance, this can include:
Who is this insurance for?
The cost will depend on a number of factors. Here are some of the things we look at when putting together your aircraft insurance quote:
This includes aircraft age, make, model and modifications.
Typically, this is based on an agreed value prior to the quote.
We consider total flying time, time on different types of aircraft, time on the make and model of aircraft, and claims history.
Our standard use is private, pleasure and business, or ground risk only. However, we can provide cover for specialised uses including training, charter, aerial work etc.
Past claims history for the owner, operator and/or business.
Similar to general insurance, a premium is paid in exchange for an agreed level of cover. The premium is calculated based on a number of factors that influence the potential risks, including:
You can choose different levels of cover, from full aircraft hull flight risks insurance through to aircraft and aviation liability only insurance. Policies can include aircraft, pilots, passenger, hangars and more. Government taxes and government mandated insurance guidelines also need to be considered.
An aircraft insurance policy typically covers damage to the aircraft hull and associated legal liability that come with operating an aircraft. The amount of cover, type of cover and inclusions will depend on your policy.