Aviation insurance is designed to cover the specific risks associated with flying.
Similar to general insurance, a premium is paid in exchange for an agreed level of cover. The premium is calculated based on a number of factors that influence the potential risks, including:
You can choose different levels of cover, from full aircraft hull flight risks insurance through to aircraft and aviation liability only insurance. Policies can include aircraft, pilots, passenger, hangars and more. Government taxes and government mandated insurance guidelines also need to be considered.
An aircraft insurance policy typically covers damage to the aircraft hull and associated legal liability that come with operating an aircraft. The amount of cover, type of cover and inclusions will depend on your policy.
Helicopter liability insurance is mandatory if the insured is carrying passengers for revenue.
Helicopter hull insurance may be required by other related parties such as a finance company.
Catalyst Aviation is an Australian owned company. All Catalyst staff are based in Australia.
This will depend on the complexity of the risk involved, though we aim to provide same day service and often meet this time frame.
All policies are reviewed case by case by our experienced underwriting team, specifics such as pilot experience, aircraft, uses, and cover required will affect the rating of every risk. There will also be relevant government taxes.
Yes. We realise that circumstances change, and we will consider any reasonable request during the policy period, subject to our underwriting guidelines and policy conditions.
We offer refunds upon cancellation following our cancellation scale, please refer to Catalyst Policy Disclosure Statement (PDS) for further information.
Usually this is 30 days depending on your policy conditions however you should inform us as soon as possible. Please refer to your policy schedule or contact us for further information.
We offer fleet discounts depending on the policy, please feel free contact us for further information.
Depending on the nature of the risk this is possible in many circumstances.
Generally no, however this is subject to your specific policy conditions.
The amount of the excess will be calculated during the underwriting process and will depend on a number of factors including flying experience, age of aircraft and past claims history. It will be clearly communicated before you agree to the policy and will also be outlined in your policy schedule.
An excess will typically be a percentage of the aircraft sum insured. This is the amount that you pay in the event of a claim.
All claims notifications should be reported to your broker or directly to Catalyst.
Depending on your policy, we may be able to offer instalment payments. In many cases, this is possible and often comes with no additional fee.
In most cases you will have the right to retain the salvage in line with your policy conditions.
While we are based in Australia, we do offer aviation insurance policies that cover international flying. We also cover aircraft that are based in New Zealand and parts of Asia. Please contact us for more details.
If you're looking to make a change to your policy such as including additional pilots or changing uses, we can help.
Get in touch with the relevant details and our experienced underwriters will review your policy. Please note that any major changes may incur an additional premium.
Please immediately contact either your broker or Catalyst directly on 03 9132 9350
Although cessnas are a very common aircraft type there is many factors that can adjust your overall premium, these can include things such as:
Please contact us for a quote.
There may be some discounts applicable depending on the aircraft.
Catalyst offers cover in many countries including Australia, New Zealand and most of Asia Pacific. Please contact us to discuss your specific needs.
Yes, catalyst offers many different types of cover for both hulls and liability.
All reasonable policy changes will be considered. Please contact your broker or catalyst directly to find out more.
If you have a question, we would love to hear about it.
